The Money Advice and Budgeting Service (MABS) is a free, independent and confidential service that provides support in all areas of financial debt including mortgage arrears, bank loans, overdrafts, utilities and credit cards. 
MABS services include:
•    Helping clients to deal with debts and to make out budgets
•    Examining clients' incomes to make sure entitlements are not being missed
•    Contacting clients' creditors with offers of payment (where this is necessary)

Provides a range of universal and targeted services. These include:

• The provision of information, advice and support to target groups and families. 
• Delivering education courses and training opportunities.
• The establishment and maintenance of new community groups to meet local needs and the delivery of services at local level for example, childcare facilities.

Provides a range of universal and targeted services. These include:

• The provision of information, advice and support to target groups and families. 
• Delivering education courses and training opportunities.
• The establishment and maintenance of new community groups to meet local needs and the delivery of services at local level for example, childcare facilities.

Provides a range of universal and targeted services. These include:

• The provision of information, advice and support to target groups and families. 
• Delivering education courses and training opportunities.
• The establishment and maintenance of new community groups to meet local needs and the delivery of services at local level for example, childcare facilities.

Provides a range of universal and targeted services. These include:

• The provision of information, advice and support to target groups and families. 
• Delivering education courses and training opportunities.
• The establishment and maintenance of new community groups to meet local needs and the delivery of services at local level for example, childcare facilities.

They provides a range of universal and targeted services. These include:

• The provision of information, advice and support to target groups and families. 
• Delivering education courses and training opportunities.
• The establishment and maintenance of new community groups to meet local needs and the delivery of services at local level for example, childcare facilities.

Provides a range of universal and targeted services. These include:

• The provision of information, advice and support to target groups and families. 
• Delivering education courses and training opportunities.
• The establishment and maintenance of new community groups to meet local needs and the delivery of services at local level for example, childcare facilities.

Provides a range of universal and targeted services. These include:

• The provision of information, advice and support to target groups and families. 
• Delivering education courses and training opportunities.
• The establishment and maintenance of new community groups to meet local needs and the delivery of services at local level for example, childcare facilities.

Provides a range of universal and targeted services. These include:

• The provision of information, advice and support to target groups and families. 
• Delivering education courses and training opportunities.
• The establishment and maintenance of new community groups to meet local needs and the delivery of services at local level for example, childcare facilities.

Provides a range of universal and targeted services. These include:

• The provision of information, advice and support to target groups and families. 
• Delivering education courses and training opportunities.
• The establishment and maintenance of new community groups to meet local needs and the delivery of services at local level for example, childcare facilities.